[OS] [Update] simplebanking 1.50: SEPA transfers, wider EU/UK bank support, still free and open source

Hey everyone, quick update on simplebanking, the tiny macOS menu bar banking app I posted here back in April. We're now at version 1.50, and a few things have changed since then. I'm the developer, so this is self-promotion, disclosing that up front. For anyone who missed the first post: simplebanking is a lightweight macOS menu bar app that shows your live balance and recent transactions without opening a heavy, window-based banking app. As of 1.50 it's no longer Germany-only: bank support now covers Germany plus Austria, France, Italy, Spain, the Netherlands, Belgium, Luxembourg and the UK. Problem Most Mac banking apps in Germany and Europe are heavy, window-based, often tied to a single bank or a subscription. The most common request since April was simple: people wanted to actually send money, not just look at it. And people outside Germany wanted in. Both happened in 1.50. What's new in 1.50 The big one is simplesend: SEPA transfers directly from simplebanking. This is completely optional. The free version of simplebanking is not restricted in any way and works exactly like before. If you want to start transfers from inside the app, you can unlock simplesend once for 15 euros. No subscription, no recurring anything, one-time unlock. Wider bank support. simplebanking is no longer Germany-only. New countries: Austria, France, Italy, Spain, Netherlands, Belgium, Luxembourg and the UK. That includes banks like Bank Austria, BAWAG, Raiffeisen Bank, ING, Deutsche Bank Italia/España/Belgium, N26, Revolut, Finom and Viva.com, alongside the German banks from before (Sparkasse, Volksbank and others via Open Banking). This is the groundwork for the international rollout. On the overview side simplebanking got more useful too. Next to balance, Money Mood and the GreenZoneRing there are new metrics like Money Age, plus forecasts: what's still going out before your next paycheck, how much is actually available until then, and a daily spending guideline. Less guessing, more of a feel for whether the month stays relaxed. For people working with AI agents: MCP and CLI got built out further, so agents can generate reports, analyze spending or prepare a small account overview. Only if you deliberately enable it. Full changelog since April: simplesend: SEPA transfers directly from the app (optional, one-time 15 euro unlock) Wider bank support: new countries AT, FR, IT, ES, NL, BE, LU, UK (Bank Austria, BAWAG, Raiffeisen, ING, Deutsche Bank Italia/España/Belgium, N26, Revolut, Finom, Viva.com and more) Left to Pay: forecast of expected outgoing payments until your next paycheck GreenZoneRing: visual read on whether you're in the green, including overdraft logic Money Age and paycheck forecasts: available money until payday and a daily guideline Filter pills in quick access: better filtering directly in the transaction list Stay-on-top: transaction list can stay above other windows Dock mode: simplebanking can optionally run like a normal dock app Import system: Deep-Sync 180/365 days, OFX and CAMT.053 SimpleReport: better basis for compact financial reports and agent-driven analysis MCP and CLI: expanded for agent workflows (reports, spending analysis), opt-in Comparison Still a lightweight macOS menu bar app, now with multi-country bank support via Open Banking. Fully open source, read-only by default, runs locally on your Mac. No telemetry, no ads, no tracking. simplesend is the only paid part and it's an optional one-time unlock, not a subscription. Pricing simplebanking itself stays 100% free, no subscriptions, no upsells, full source on GitHub, optional "buy me a coffee" link on the website. simplesend is a single 15 euro unlock if you want outgoing transfers. That's the only money involved anywhere. Transparency / Safety I'm the developer behind simplebanking.de (site includes imprint and privacy policy). The app connects to your bank via regulated PSD2/Open Banking using YAXI. Read access stays read-only and on your device. simplesend uses the regulated payment-initiation path, transfers are confirmed by you via your bank's normal SDK/TAN flow, the app cannot move money on its own. References to OpenAI and similar in the source power optional, experimental features and are not required for core banking. Links Website & download: simplebanking.de Source code: https://github.com/klotzbrocken/simplebanking More about me and my LinkedIn are on the website. Feedback very welcome, especially from Mac users across the EU and UK: does simplesend feel safe enough, how's the bank support in your country, what would make this a permanent fixture in your menu bar?