Looking to get a second credit card, any recommendations?
CREDIT PROFILE * Current credit cards you are the primary account holder of: * discover it 3,500 limit, 01/2021 * FICO scores with source: experian 770 * Oldest credit card account age: 5 years * Cards approved in the past 6 months: 0 * Cards approved in the…
CREDIT PROFILE * Current credit cards you are the primary account holder of: * discover it 3,500 limit, 01/2021 * FICO scores with source: experian 770 * Oldest credit card account age: 5 years * Cards approved in the past 6 months: 0 * Cards approved in the past 12 months: 0 * Cards approved in the past 24 months: 0 * Annual income $: 44000 CATEGORIES * Ok with category-specific cards?: Yes * Ok with rotating category cards?: No * Estimate average monthly spend in the categories below. * Dining $: 69 * Groceries $: Walmart 900 * Gas $: 69 * Travel $: 50 * Using abroad?: no * Other categories or stores: amazon * Other spend: no * Pay rent by card? No MEMBERSHIPS & SUBSCRIPTIONS * Amazon Prime member: Yes * Costco or Sam's Club member: Sam's Club PURPOSE * Purpose of next card: Travel Rewards * Cards being considered: Chase freedom unlimited
Collected discussion
buddy with low spend; go with cash back cards. when you have a trip planned chase a SUB. you don't have enough spend to earn meaningful points for travel vs. cash back. cards that are great for walmart- -one pay -paypal -synchrony cards code groceries with walmart; verizon pays 4x -langley fcu (can make walmart/target 5% category)
Thanks for the advice!
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