REDDIT 原始帖子

Sick of manually tracking card spends and reward rules. Is there an app that does this automatically?

Hey everyone, Managing multiple credit and debit cards is becoming a nightmare. Keeping track of spend thresholds, eligible benefits, milestone tracking, and constant bank devaluations or revaluations manually takes way too much effort. Is there an app,…

原帖正文r/CreditCards

Hey everyone, Managing multiple credit and debit cards is becoming a nightmare. Keeping track of spend thresholds, eligible benefits, milestone tracking, and constant bank devaluations or revaluations manually takes way too much effort. Is there an app, platform, or website where I can: Select/input my active cards. Automatically or manually feed statement/spend data to track eligible rewards and milestone progress. Stay updated on the latest policy changes, exclusions, and reward devaluations across issuers? How are you all managing your card portfolio without losing your mind? Would appreciate any app recommendations or workflows that work for you!

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7 条评论

u/atexit8nj

spend thresholds? do you mean sign-up bonuses? I only get one new card at a time. Just finished up with CSR. Made sure that my third statement's spend was greater than the minimum payment + redeemed points. I redeemed 152198 points and paid $64.94. Balance is at $0.

u/True_Introduction_25OP

Not sign-up bonuses, achieving specific spend based milestone . Last time I missed by $50. 😢

u/_The_Silver_Surfer__

Max Rewards App

u/Crazy-War9823

But the tracking is part of the fun! I use Excel, updating bi-weekly on pay day. I look forward to it. I guess my advice is to reframe it to something enjoyable rather than drudgery.

u/dman1914

I know Chase will normally tell you how much credit you used

u/AceMaxAceMax

I like NextCard for this purpose. Great website. Although, AmEx and Chase already do this for you, and I assume other issuers do too.